Your Path to Prosperity – Empirical Certified
ABOUT US
We understand, we are more than brokers
Our brokers have accounting, private and commercial banking backgrounds including financial planning. We pride ourselves as being community minded, trusted finance experts, with creditibility and experience.
Let us help you…
- Your best interest is our best interest.
- We aim to protect you by providing you with sound lending advice.
- We provide a holistic approach to your financial requirements.
- We do not work for the banks. We do not favour lenders.
- We do not charge you an upfront fee and receive a commission from the banks.

Key Features About Us
Knowledge
Our brokers are former accountants, business bankers, financial planners and/or corporate finance advisers based in Australia.
Experience
Over 100 years of combined experience in various industries as business owners, business advisers and educators. We are brokers with industry experience that include the energy, agriculture, education, construction and infrastructure sector.
Resourceful
Access to over 60 lenders and banks in Australia with access to overseas debt for larger projects that cannot be funded domestically. Our private funders are local and international.
Skills
With our broad experiences, credentials and ethical ethos, we aim for the best outcome for you.
Community
We pride ourselves in assisting the domestic Australian market. including our local SA community. We give thanks to our clients and referral partners for putting their trust in us,
Leadership
Click below for further information on the iniative behind Empirical Finance
HOW WE CAN HELP
Home Loans
- Access to over 60 lenders
- Refinance , cashback up to $4,000
- Low interest rates
- Increase borrowing amount
- Owner occupied, investment and rural property loans
Commercial Loans
- Loan terms up to 30 years
- Loan to Value Ratios up to 80%
- Purchasing or Refinancing
- Asset Finance
- Access to over 40 lenders
Private Funding
- Funding up to $500 million
- Joint venture project funding
- Corporate finance advisory
- Infrastructure & developments
- Education, Agriculture,
- Energy sector, Hospitality
Your Questions Answered
We do not charge you! Home loans, we are paid by the lender.
Commercial loans, we do not charge any upfront fees.
WHAT ARE THE BENEFITS OF BECOMING AN EMPIRICAL FINANCE CLIENT?
With so many loans and options out there, Empirical Finance will evaluate your situation and work out which loan product is best for you. We then negotiate with the lenders on your behalf, saving you time and money by doing all the legwork for you. Best of all, our service is free and you are receiving advice from trusted, subject experts in lending finance.
DO WE WORK CLOSELY WITH YOUR FINANCIAL PLANNER, ACCOUNTANT, LAWYER, CONVAYENCER & REAL ESTATE AGENT?
Yes. Our team will work closely with your current financial advice team e.g. your accountant and financial planner. We aim to provide you the best holistic lending advice.
We do have vetted subject experts from lawyers, financial planners, real estate agents, conveyancers including accountants if you are seeking assistance in these areas.
We are also able to provide you with insurance cover via a third party for both personal and business.
TESTIMONIALS
What our client says?

CHRISTOPHER DAVIS
“We have dealt with other commercial brokers but none come close to Mark’s team. I was able to obtain a higher borrowing amount and a cheaper intererst rate.” Chris Davis, CFO.

CHRISSY EMERY
“I chose to go with Empirical Finance as the process was easy and they are solution driven! I was given honest advice and Mark managed to refinanced my home loan – getting me a cheaper rate and cashback!”

SAMANTHA MULIGAN
“Mark and his team are very friendly and easy to deal with! Prior to working with Mark, our loans were a mess and the pain of dealing with the banks was taken away.”


Empirical Finance Pty Ltd is a Credit Representative 545800 of Buyer Choice Licencing Pty Ltd ABN 88626172281 Australian Credit Licence No.509484

